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Mass Save · 6 min readDefinitional

Is Mass Save Actually Free or Are There Hidden Costs?

The Mass Save HEA is genuinely free — no contractor pressure, no follow-up obligation, no costs at all. Downstream rebates pay 75-100% of qualifying project costs. The 'hidden cost' MA homeowners ask about is the System Benefits Charge on every electric + gas utility bill that funds the program — but that's been on your bill since 1997 (electric) and 2009 (gas), regardless of whether you use Mass Save. Using Mass Save is how you GET BACK the money you've been paying.

Mass Save By Anderson Melo · Lead Construction Supervisor
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Is Mass Save Actually Free or Are There Hidden Costs?

Mass Save HEA Is Genuinely Free

The Home Energy Assessment carries zero cost AND zero obligation:

  • 90-minute on-site visit by Mass Save authorized BPI-certified inspector — no charge.
  • Auditor installs $200-$400 worth of products (LED bulbs, smart power strips, low-flow showerheads, smart thermostat) at no charge.
  • Written report delivered free.
  • Authorization for downstream rebates (2-year window) at no charge.
  • Zero obligation to follow up with any specific contractor.

The 'Hidden' Cost: System Benefits Charge

The 'gotcha' some skeptics expect — but it's neither hidden nor optional:

The System Benefits Charge is a per-kWh and per-therm surcharge on every Massachusetts electric and gas utility bill. Established by MA Electric Industry Restructuring Act of 1997 (electric) and Green Communities Act of 2008 (gas). Funds pooled statewide for the Mass Save residential + commercial efficiency programs.

Translation: you've been paying for Mass Save EVERY MONTH on your utility bill, whether you use the program or not. The HEA + downstream rebates are how you GET BACK that money via energy efficiency improvements to your own home.

Frequently Asked Questions

How much does the System Benefits Charge add to my bill?

Approximately $5-$15/month on a typical MA residential electric bill (varies by utility + consumption). $3-$10/month on natural gas bill. Total annual SBC contribution per typical household: ~$100-$300 per year.

Can I opt out of the System Benefits Charge?

No — it's mandatory under MA state law. Like other utility surcharges, it's part of standard service. Using Mass Save is how you maximize benefit from the surcharge you're already paying.

Are downstream Mass Save contractors paid by Mass Save?

No — contractors are paid by the homeowner. Mass Save rebates the homeowner (typically via check or direct deposit) AFTER install. Contractors do receive Mass Save program training + authorization but are not paid by Mass Save.

References & Sources

  1. Mass Save program funding structure. https://www.masssave.com/about/program-administrators
  2. Massachusetts Electric Industry Restructuring Act. https://www.mass.gov/orgs/department-of-public-utilities

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